If you are buying home, a Mortgage Credit Certificate (MCC) can put money in your pocket and make your mortgage payment more affordable. An MCC allows you to take a direct tax credit for a portion of your mortgage interest for the life of the mortgage.

Fort Bend County Housing Finance Corporation is offering this program for individuals who are purchasing a home within Fort Bend County, Texas. This program is designed to help qualified home buyers purchase a newly constructed or existing home by providing an annual tax credit up to $2,000, as long as you live in the home being purchased and have a mortgage. Loans under this program will be made on a first-come first-serve basis to qualified buyers. We are helping to make your dream of owning a home come true with the Fort Bend County Housing Finance Corporation’s Mortgage Credit Certificate Program.

What is an MCC?

The MCC allows eligible buyers to take a federal tax credit for a portion of the mortgage interest you pay annually. It can save you up to $2,000 each year that you occupy your new home. Because the MCC is an immediate tax credit, you can change the withholding allowances on your W4 to reflect your decreased tax liability and increase your monthly take-home pay.

How to Quality:

To be eligible for the MCC, you must be approved for a mortgage and meet certain requirements, including:

Purchase a home within Fort Bend County, Texas

Learn How an MCC Can Help You

For information on the MCC Program, please contact us at


or click below: